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- 2023-12-20 (2)
- 2021-12-31 (1)
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Abstract
Il presente lavoro intende verificare se la distribuzione territoriale delle nuove imprese dipende dalla concorrenza tra gli operatori del settore bancario, ovvero dalla concentrazione del mercato bancario locale. A tal fine, si stima un modello econometrico con dati provinciali per il periodo 2011-2019. Le stime mostrano l’esistenza di un legame non lineare tra nascita di nuove imprese e concentrazione bancaria: nelle province in cui la concentrazione bancaria è bassa, una maggiore concentrazione favorisce la nascita di nuove imprese, mentre nelle province dove la concentrazione bancaria è elevata, una maggiore concentrazione ha un impatto negativo sulla creazione di nuove imprese. Tali risultati suggeriscono che la concentrazione del mercato bancario locale ha un impatto rilevante sull’attività imprenditoriale regionale e può aumentare le disparità territoriali nei tassi di nascita delle nuove imprese.
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Copyright (c) 2022 Luca Pennacchio, Sara Moccia